构造器会把该实例变量(即信用限制)设为一个参数。

The constructor will set the credit limit instance variable to be equal to that specified as a parameter.

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房价的上升依然能够促进消费，即使是它是通过取消信用限制，而不是通过财富效应带来的。

Any rise in home prices could still increase consumption, even if it does so by removing credit constraints rather than through the wealth effect.

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拥有这些资产的银行正在限制信用，让商家和消费者更难取得贷款。

Banks holding these assets are restricting credit, making it harder for businesses and consumers to get loans.

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