定义保额：保险金额的简称，指保险人承担赔偿或者给付保险金责任的最高限额，也是保险公司支付合理费用赔偿的最高限额，同时也是计算保险费的主要依据。
乔安娜：不好意思，如果你们想增加保额，我们就不得不向你们加收费用了。
Joanna: Unfortunately, we will have to charge you extra if you want the increase in coverage.
多数保险公司会很乐意提高你的保额，因为对保险公司来说，这意味着更多的保费。
Most insurance companies will happily revise policies upwards for you because it means more money for them.
鸟巢保额达34.5亿元，是该场馆造价的1.5倍，为本届奥运会单项最高保额。
The Bird's Nest is covered by the highest property insurance policy for a single property project at RMB3.45b. The sum is 1.5 times that of the building's construction cost.
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