定义保额:保险金额的简称,指保险人承担赔偿或者给付保险金责任的最高限额,也是保险公司支付合理费用赔偿的最高限额,同时也是计算保险费的主要依据。
乔安娜:不好意思,如果你们想增加保额,我们就不得不向你们加收费用了。
Joanna: Unfortunately, we will have to charge you extra if you want the increase in coverage.
所以用上面的方法计算的到他需要买818750美元保额的人寿保险。
So Freddy calculates 90% of his salary ($76, 500), subtracts his dependent’s benefits (leaving $65, 500), and divides that amount by 0.08 to get $818, 750 in term life insurance.
多数保险公司会很乐意提高你的保额,因为对保险公司来说,这意味着更多的保费。
Most insurance companies will happily revise policies upwards for you because it means more money for them.
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