个人投资者也可以采取类似的做法，不仅要问经理在决策正确时能赚多少，还要问他们在决策失误时可能会损失多少。
Individuals can do something similar by asking not only how much they will make if they are right but also how much they could lose if they turn out to be wrong.
风险投资可能会因为他们专业知识的欠缺而被批评，但他们有很多的商业知识，一个VC的黑莓手机可以是一个宣传渠道。
VCs might get criticized for their lack of domain knowledge, but they have great general business knowledge, and a VC's BlackBerry can be a distribution channel in itself.
但是我们意识到评机管制可能会误导部分投资者，使他们误解了信用评级的作用。
But we recognize that rating mandates may have prompted some investors to use ratings in ways they were never intended.
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