具体办法是：上述人员的养老金，按每提前1年减发2%(不含个人帐户养老金)。

Specific measure is: The annuities of afore-mentioned personnel, decrease 1 year ahead of schedule by every send 2 % (do not contain individual account old-age pension).

youdao

具体办法是：上述人员的养老金，按每提前1年减发2%(不含个人帐户养老金)。

Specific measure is: The annuities of afore -mentioned personnel, decrease 1 year ahead of schedule by every send 2 % (do not contain individual account old-age pension).

youdao

事实上，所有的个人帐户都是虚拟的，因为职工直到退休后才可以领到养老金，同时还需要缴费15年以上。

Individual accounts are in fact, virtual, because employees will not be able to cash out their pension until they retire, and have contributed to their individual accounts for at least 15 years.

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