具体办法是：上述人员的养老金，按每提前1年减发2%(不含个人帐户养老金)。
Specific measure is: The annuities of afore-mentioned personnel, decrease 1 year ahead of schedule by every send 2 % (do not contain individual account old-age pension).
具体办法是：上述人员的养老金，按每提前1年减发2%(不含个人帐户养老金)。
Specific measure is: The annuities of afore -mentioned personnel, decrease 1 year ahead of schedule by every send 2 % (do not contain individual account old-age pension).
事实上，所有的个人帐户都是虚拟的，因为职工直到退休后才可以领到养老金，同时还需要缴费15年以上。
Individual accounts are in fact, virtual, because employees will not be able to cash out their pension until they retire, and have contributed to their individual accounts for at least 15 years.
一个职工的养老金来自两方面：一是社会统筹拨给他（她）的钱，二是个人帐户里的钱。
Their pension will come from two sources: first, the money allotted to them from the big, social pool. and, second, the money from their individual accounts.
中国IPD来源于两个规定受益的养老金计划：现收现付制（PAYG）的社会统筹帐户和基金制（FUND）的个人帐户。
Sources of China IPD orientated from two defined benefit pension schemes, one is social pooling account based on PAYG, the other is individual account based on FUND.
个人缴获费年限累计不满15年的，退休后不享受基础养老金待遇，其个人帐户储存一次支付给本人。
Individual capture expends accumulative total of fixed number of year to resent 15 years, fundamental annuities treatment is not enjoyed after retiring, its individual account stores pay oneself.
个人缴获费年限累计不满15年的，退休后不享受基础养老金待遇，其个人帐户储存一次支付给本人。
Individual capture expends accumulative total of fixed number of year to resent 15 years, fundamental annuities treatment is not enjoyed after retiring, its individual account stores pay oneself.
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