The empirical results show that the Banks with larger scale tend to have lower prime rates and that bank capital costs and operating expenses have positive effects on the prime rate pricing.
实证结果发现,银行资金成本及营业费用对基本放款利率有正向影响,而规模愈大的银行则会有较低的基本放款利率。
Since the prime rate just dropped by 0.75%, many credit card rates just dropped 0.75%, which will help a bit if you have a large credit card balance.
考虑到基本利率只是下降了0.75%,很多信用卡费率也只是下降0.75%而已,这将有点帮助假如你有很高的信用卡贷款余额。
Meanwhile prime lending rates, at 7.47%, remain bizarrely divorced from nominal GDP growth, which stood at over 22% year on year in the second quarter.
同时银行的最低贷款利率为7.47 %,而名义GDP与去年二季度环比增长超过22 %,两者之间有天壤之别。
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