The empirical results show that the Banks with larger scale tend to have lower prime rates and that bank capital costs and operating expenses have positive effects on the prime rate pricing.
实证结果发现，银行资金成本及营业费用对基本放款利率有正向影响，而规模愈大的银行则会有较低的基本放款利率。
Since the prime rate just dropped by 0.75%, many credit card rates just dropped 0.75%, which will help a bit if you have a large credit card balance.
考虑到基本利率只是下降了0.75%，很多信用卡费率也只是下降0.75%而已，这将有点帮助假如你有很高的信用卡贷款余额。
Meanwhile prime lending rates, at 7.47%, remain bizarrely divorced from nominal GDP growth, which stood at over 22% year on year in the second quarter.
同时银行的最低贷款利率为7.47 %，而名义GDP与去年二季度环比增长超过22 %，两者之间有天壤之别。
By changing this to a daily prime-shift view (see figure 6), you can easily see what your transactions rates were during prime shift over the same period.
通过将其更改为每日主要班次视图(参见图6)，可以容易地看到在同一期间内主要班次期间的事务处理率。
Assuming the Fed leaves rates alone, commercial Banks' prime lending rate, used to peg rates on certain credit CARDS and consumer loans, will stay about 3.25%.
假设，美联储不管其利率，商业银行的首要贷款利率，在消费者贷款和固定信用卡上利用固定利率将保持在3.25%。
Meanwhile, Jamie Oliver continues his campaign to improve school food, asking the prime minister to ensure that academies don't undermine it, and again focusing on "rocketing obesity rates in the UK".
此外，杰米·奥利佛继续进行学校食物改善行动，要求英国首相保证各院校不降低食物质量，再次聚焦“英国飞速上升的肥胖率”。
Thus, many, many other rates that do affect your life are affected by the prime lending rate.
就这样，许多与日常生活息息相关的利率都会受到基本放款利率的影响。
Many consumer loan rates, however, are pegged to banks' prime rate. That rate, in turn, is tied to the Federal Reserve's benchmark short-term rate, which remains near zero.
然而很多消费者贷款利率是与银行的优惠利率挂钩，这优惠利率又是紧盯美联储的短期基准利率，这一利率持续接近于0。
Many consumer loan rates, however, are pegged to Banks' prime rate.That rate, in turn, is tied to the Federal Reserve's benchmark short-term rate, which remains near zero.
然而很多消费者贷款利率是与银行的优惠利率挂钩，这优惠利率又是紧盯美联储的短期基准利率，这一利率持续接近于0。
The prime example was seen in the early 1990s, when the S&L crisis was countered with low interest rates.
最典型的例子是上世纪90年代初，当时用低利率来应对储贷危机。
For example, the Fed has proposed limits on how much mortgage interest rates can exceed the prime rate for low-income borrowers with poor credit ratings.
例如，美联储曾提议将低信用评级的低收入的贷款者的按揭利率超出最优惠利率的范围做一个限制。
Hundreds of thousands of homeowners could see the interest rates on the sub-prime mortgages frozen.
成百上千的业主看到抵押贷款的利息被冻结。
However deeply the Fed decides to cut rates, the prime rate, now at 4 percent, for many consumer and small-business loans would drop by a corresponding amount.
然而美联储早已决定降低利率，最优惠利率目前为4%，对于消费和小规模商业的贷款会有一定数量的下调。
In fact, should rates find a more perceived weakness this would be prime time for barges long in the tooth to be removed from service.
事实上，如果运费进一步疲软，那么对于那些已经服役很久的驳船而言，现在就是退役的最佳时机。
The prime lending rate is used to peg rates on home equity loans, certain credit CARDS and other consumer loans.
优惠的贷款利率将与房屋抵押贷款挂钩，尤其是信用卡和其他消费贷款。
These lenders were able to charge higher interest rates and make more money on sub-prime loans.
这些贷款人可以收取较高的利率，并就次级贷款更多的钱。
These lenders were able to charge higher interest rates and make more money on sub-prime loans.
这些贷款人可以收取较高的利率，并就次级贷款更多的钱。
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