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After that, write down 2 to 3 points that you may forget on a note card.

然后，在卡片上写下2到3个你可能会忘记的要点。

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Just think - someone could gain points by getting a library card - how cool is that?

你想想，一个人办图书证获得分数，多酷啊。

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With the typical points reward card, you earn a point each time you make a purchase.

FORBES: Credit Card Tip Of The Week: Your Rewards Points Are Worthless

Last week, I wrote about the fact that most credit card points are effectively worthless.

FORBES: Credit Card Tip Of The Week: How To Get the Most Value from Rewards Points

Tutorial: How Much Do You Need To Spend To Earn Credit Card Points?

FORBES: Best Credit Cards For Holiday Shopping