I think your payment term is too harsh.

我觉得贵方的付款条件太苛刻了。

youdao

Cash in advance is, of course, the most desirable means of receiving payment. But it is a very unattractive payment term to the buyer.

现金预付当然是收取付款的最理想的方式。但同时对买方来说，又是一种很没有吸引力的支付条件。

youdao

Our payment term is C. O. d-cash on delivery.

我们的付款方式是货到付款。

youdao

You have the right to extend your payment term so you have lower monthly payments.

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