The beauty of M-PESA, for those who would like to see competition with bank-sponsored payment systems, is that no bank is involved except as a holder of the float. In theory, the European Commission is encouraging similar competition with its new payment-services directive (PSD), due to come into force in 2009. The PSD foresees the development of non-bank “payment institutions” which need no banking licence if their activities are restricted, though of course they would be subject to anti-money-laundering controls.
基于1个网页-相关网页
We will encourage bank card clearing institutions to conduct cross-border clearing operations, and payment institutions to conduct cross-border payment business.
推动银行卡清算机构开展跨境清算业务和支付机构开展跨境支付业务。
The ratio of excess reserves of financial institutions averaged 8.3 percent, indicating strong payment capacity.
金融机构超额准备率平均为8.3%，支付能力充足。
Home losses through foreclosure can be reduced if financial institutions work with borrowers who are having difficulty meeting their mortgage payment obligations.
首页损失赎可以减少，如果金融机构工作，与借款人，是有困难，满足他们的按揭付款义务。
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