We are pleased to inform you that we have been requested to open a credit in your favour.

我们被请求已开出以贵方为受益人的信用证，特此通知。

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It is understood that you will open a credit in our favor after you duly counter signed the contract.

不言而喻，在合同及时签署后，你们会立即开立以我方为受益人的信用证。

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First Premier Bank used to charge customers with poor credit as much as $250 in fees to open a credit card that had a $300 limit.

First Premier Bank过去向低信用客户收取250美元的开卡费用，这种信用卡的信用额度为300美元。

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If this is the case, you should know that you can actually open a credit card account and not use it and it will still positively affect your credit report.

FORBES: How To Fix Bad Credit On The Cheap

Alternatively, if you have concerns about your ability to effectively manage credit, you can simply open a credit card and never use it because maintaining a credit card at zero balance is considered responsible use.

FORBES: Send Your Christmas List to FICO This Year

First, you can open a credit card, make purchases with it and pay for them in full each month in order to avoid interest costs and build the discipline of spending only what you can afford.

FORBES: Send Your Christmas List to FICO This Year