One of the best ways to save, oddly enough, is to open a credit card.

说来也奇怪，最好的省钱办法是开一张信用卡。

youdao

We are pleased to inform you that we have been requested to open a credit in your favour.

我们被请求已开出以贵方为受益人的信用证，特此通知。

youdao

We are not pleased to inform you those we HAs be requested to open a credit in your favour.

咱们被请求已开出以贵方为受益人的信用证，特此通知。

youdao

Ultimately, waiting to open a secured credit card is the best plan for any consumer looking to improve credit standing.

FORBES: Send Your Christmas List to FICO This Year

As a way to teach the mechanics of credit, open up a credit card offer and walk your child through what it means to delay paying, carry a balance and pay interest.

FORBES: How To Raise Financially Savvy Kids

If you want to keep it somewhere safe and accessible for emergencies or a short-term goal like a home purchase in the next 5 years, you might want to open it with a bank, credit union, or money market fund.

FORBES: Worried About Higher Taxes?