Its capital ratios are sagging, its costs are ballooning, and it is massively exposed to a consumer credit market on the verge of reverting back to normal, meaning credit costs are expected to rise.
Under normal circumstances (meaning reasonably flexible markets and reasonably high employment), employers gauge how much they are willing to pay someone to do a particular job.
The issue here is that BMI is a clunky measure that does not distinguish muscle from fat, and those who interpreted this study ignored the meaning of people being normal weight while having excessive belly fat weight (ie deficient muscle).