After paying $500 in rent on an apartment in Pennsauken, New Jersey, and shelling out money for food, gas and other expenses, she's broke by the end of the month.

为在新泽西州Pennsauken的一间公寓缴纳500元租金，减去用于粮食、燃气和其他费用，她每月底都身无分文。

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Even worse, the housing crisis has reduced what employees are able to sock away, and some are even tapping their retirement money for everyday expenses like food and gasoline.

雪上加霜的是，房市危机令人们的余钱变少，有些人甚至要动用养老金来支付食物和汽油等日常开支。

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The SPM estimates the cost of food, clothing, shelter and utilities, then adds a further 20% for other expenses.

SPM估计食物、衣服、居所、公用工程的花费，再附加其余的20%其它花费。

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For a more low-tech approach, consider giving yourself a fixed cash allowance for discretionary expenses like food and shopping.

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The key here is that the child must pay at least half his own expenses for basic support--food, shelter and clothing.

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This serves as a proxy for all of our commodity-related expenses such as food and fuel, and, as the effects of currency devaluation spread, rising prices for all sorts of goods and services.

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