Under this trend, the supervisory model of banking capital adequacy rate is transforming from making use of Cooke Ratio to making use of CAR the internal model of bank risk management.
在国际金融监管越来越重视节约成本、提高效率的大趋势下，银行资本充足率管理方式正在从利用库克比率向利用银行内部风险管理模型CAR转变。
So only on the premise of adequate allocation of assets impairment can the capital adequacy rate be reliable and the index is comparable among different Banks.
因此，只有在充足计提资产损失准备的前提下，资本充足率计算才真实可信，各行的相应指标之间才具有可比性。
But on the whole, compared with stock or long - term secondary bond, the effect of asset securitization on capital adequacy rate is really limited.
但总体而言，与发行股票和长期次级债券相比，资产证券化对提高资本充足状况的作用有限。
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