To management the adequacy rate of capital on the state owned commercial bank is the core task for the center bank to supervise.

中央银行对商业银行资本充足性管理是其监管的核心。

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So we must find the effective ways to increase the adequacy rate of capital in order to guarantee the ability lifting of commercial bank and restrain the risk of bankrupt.

因此，要采取积极有效的措施，提高资本充足率，以保证商业银行的清偿能力和抑制倒闭性风险。

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Under this trend, the supervisory model of banking capital adequacy rate is transforming from making use of Cooke Ratio to making use of CAR the internal model of bank risk management.

在国际金融监管越来越重视节约成本、提高效率的大趋势下，银行资本充足率管理方式正在从利用库克比率向利用银行内部风险管理模型CAR转变。

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