船舶灭失是指船舶拆解和船舶沉没，船舶沉没并不意味着船舶就已经灭失，在一定时期内，船舶所有人可以对其进行打捞，无法打捞并超过法定期限时才作为船舶灭失处理。
... Loss of Rights to Limit Liability承运人责任限制的丧失 loss of ship船舶灭失 Loss of Shortened Expectation of Life缩短寿命损失 ...
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第二十条被低押船舶灭失，抵押权随之消灭。
Article 20 the mortgages shall be extinguished when the mortgaged ship is lost.
如船舶灭失，则预付但未被收取的款项（从船舶灭失或最后一次报告之日起算），应立即退还给租船人。
Thatshould the Vessel be lost, money paid in advance and not earned(reckoning from the date of loss or being last heard of) shall bereturned to the Charterers at once.
船舶发生灭失或者失踪的，租金应当自船舶灭失或者得知其最后消息之日起停止支付，预付租金应当按照比例退还。
Should the ship be lost or missing, payment of hire shall cease from the day when the ship was lost or last heard of. Any hire paid in advance shall be refunded in proportion.
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