联邦基准利率决定银行之间拆借的成本。
The federal funds rate determines the cost that Banks pay to borrow from each other.
美联储正在把联邦基准利率削减至0到0.25%水平，这已经接近他们所能做的极限。
The Federal Reserve has sent US rates about as low as they can go, cutting the benchmark federal funds rate to a range of zero to 0.25 per cent.
在1月22号华尔街开盘之前，美联储突然公布降低（联邦基准利率）75个基点至3.5%，是25年来降副最大的一次。
Before Wall Street opened on January 22nd the Federal Reserve announced an unscheduled rate cut of three-quarters of a percentage point, to 3.5%, its fastest easing in a quarter of a century.
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