想象一下，你进入一辆没有方向盘、刹车或油门踏板的汽车。
Imagine you enter a car with no steering wheel, no brake or accelerator pedals.
出于汽车制造商和经销商尽可能按照他们想要的方式来销售这些汽车的设计，我们这些消费者进入的就是一个从一开始就完全没有信任的销售系统。
What we have-by the design of auto manufacturers and dealers, who could sell the cars however they want-is a system in which there's almost a complete absence of trust from the beginning.
做为一个没有助学贷款，没有汽车贷款，没有抵押的大学生，信用卡已经帮助我“进入这个系统”，并且建立了一个强健的信用记录。
As a college graduate with no student loan, no car repayments, and no mortgage, credit CARDS have helped me 'get into the system' and build a strong credit profile.
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