保险责任准备金，是指保险公司为了承担未到期责任和处理未决赔款而从保险费收入中提存的一种资金准备。保险责任准备金不是保险公司的营业收入，而是保险公司的负债，因此保险公司应有与保险责任准备金等值的资产作为后盾，随时准备履行其保险责任。
保险责任准备金 ( Deposit for Duty of Reinsurance )是指保险公司为了承担未到期责任和处理未决赔款而从保险费收入中提存的一种资金准备。
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健康保险责任准备金是保险公司针对其承担健康保险业务引起的已有或未来负债而建立的基金。
Health reserves is a kind of fund that was established for the existing or future health policies liabilities.
而偿付能力的内容包括资本金、保险责任准备金、保险保证金、保险保障基金、总准备金和最低偿付能力额度等。
Solvency of an insurance company is composed of capital, reserve, guaranteed funds, free reserve and minimum solvency margin.
为确保保险事业提存准备金即使在极不利的环境之下仍能充分支应所有有效保单未 来之责任，多年以来ING集团提拨之保险责任准备金乃是采用相当严谨之90%信用区 间并且每年评估。
For many years ING has applied an annual test to assess whether insurance reserves are adequate to meet the estimated future payments on in-force policies using a prudent 90% confidence level.
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