人寿保险责任准备金也称人身保险责任准备金，是指保险公司为履行今后保险给付的资金准备，保险人从应收的净保险费中逐年提存的一种准备金。人寿保险责任准备金适用于长期性人寿保险业务，它来源于当年收入纯保险费及利息与当年给付保险金的差数。
在人寿保险的纯保费及理论责任准备金的计算中，死亡率一般依据生命表，利息率一般采用固定利率。
When calculating the pure premium and theory premium reserve in life insurance, the mortality is usually bases on life table, and the interest rate is usually fixed.
在第6章，考虑到在人寿保险的纯保费及理论责任准备金的计算中，死亡率一般依据生命表，利息率一般采用固定利率。
In chapter 6, considering the pure insurance premium and the calculation of net premium reserves death rate is due to life table, rate of interest is taken by fixed rate of interest.
寿险责任准备金，是指保险人为尚未终止的人寿保险责任提取的准备金。
The term "reserves for life insurance liabilities" refers to the reserves made by an insurer for unexpired life insurance liabilities.
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