More than 100 smaller banks have been seized by regulators in the US this year, with the FDIC stepping in to safeguard customers' deposits.

今年，美国有100多家小型银行遭到金融监管机构的接管，而FDIC介入这些银行以保障这些小型银行的客户存款。

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A Bank shall keep confidential all information regarding Deposits, loans or remittances etc. of its customers unless otherwise required by law or by order of the Central Competent Authority.

银行对于顾客之存款、放款或汇款等有关资料，除其他法律或中央主管机关另有规定者外，应保守秘密。

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Such as Banks, when it issues a long term loans to the customer, it only hold the short term deposits which could be drawn by the customers before the loans being reimbursed.

银行发放了长期贷款，但只持有客户的短期存款，该短期存款在银行收回贷款资产前随时可能被客户提走。

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