Banks must use the proceeds for new consumer lending.

银行必须使用新的消费贷款程序。

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But as saving declines, consumer lending, including mortgages, will become more important.

但随着储蓄下降，消费贷款，包括抵押贷款，将变得更加重要。

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Raising reserve requirements even further might not have enough of an impact to slow consumer lending.

甚至进一步提高准备金要求也不可能有足够的影响(或作用)来减缓消费者借贷。

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He also urged Congress to strengthen consumer protection from abusive or predatory lending practices.

VOA: standard.2009.10.01

Auto loans defaults are actually in better shape than traditional consumer lending, like credit cards.

FORBES: Brazil Facing Its Own 'Sub-Prime' Lending Problem

Raising reserve requirements even further might not have enough of an impact to slow consumer lending.

ECONOMIST: The Turkish economy

"Banks are boosting their consumer lending, in such products as home mortgages and credit cards, " says Mostrous.

FORBES