Because medium and small financial institutions have no capital subject to bearing risks, the essence of treating the risk of bad capital is to search for a subrogation shareholder.

由于中小金融机构没有风险承担的资本主体，处置不良资产风险的实质就是在寻找一个代位股东履行风险承担责任。

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A common explanation for this improvement in productivity is that businesses tried to squeeze more out of their employees and capital because times were bad.

对这种生产率增长的一个通行的解释是由于年景不好，产业业主会试图更多地压榨雇员和资本。

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Banks also have a big cushion in terms of capital, so a spike in bad loans is unlikely to sink them.

仅就资金而言，银行有着相当大的回旋余地，因此不良贷款未必会让他们倒下。

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Many banks,he says, are going to need additional capital to deal with bad loans and heavy debt.

VOA: special.2009.05.29

The next year the bond market roared back to life with a boost from the Federal Reserve, which allowed firms marred by bad capital structures to refinance billions in debt maturing by 2014 that was otherwise facing restructuring.

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To put this in another way, just 0.2% of these mortgages would have to go bad for this capital to be wiped out.

BBC: Are banks taking dangerous mortgage risks?

Its partners still recall the bad times in venture capital.

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