This has to do with something called your ratio of debt to available credit.

这很可能与一种叫做你的债务比率，以提供信贷。

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Both depended on cheap, available credit; both obscured the state's real strengths.

这些都是靠廉价且唾手可得的贷款建起来的，但他们忽视了本州的真正实力。

youdao

If you are over 50% drawn against your available credit, this will count against you.

如果你是一位年逾50%得出对贵国提供信贷，这将罪名指控你。

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"But to spur lending to small businesses, it is essential that we make more credit available to the smaller banks and community financial institutions that these businesses depend on,".

VOA: standard.2009.10.21

But Art Cashin says Wall Street remains wary. "The concern down here is it may intimidate some of the financial institutions, and therefore make credit less available and less likely and hurt the recovery."

VOA: standard.2010.05.21

Or when your available credit is less than a predetermined percentage of your total credit limit.

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Pent-up demand and more readily available credit are driving car sales, more than incentives.

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The average age of your accounts and how much available credit you use also affect your score.

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