Or when your available credit is less than a predetermined percentage of your total credit limit.
Pent-up demand and more readily available credit are driving car sales, more than incentives.
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The average age of your accounts and how much available credit you use also affect your score.
More-expensive and less-available credit seems likely to continue to be a source of restraint on economic growth.
And what is happening is, in the trillions of dollars, the available credit in the world is shrinking.
Our analysis suggests that a severe contraction in debt or available credit is a key component in every recession.
Your available credit will be displayed in the white box to the right.
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Additionally, BP would draw down all available credit (for fear they would not be able to access it going forward).
This will improve your debt ratio by increasing your available credit compared to how much debt you are carrying.
Thanks to easily available credit, these may have replaced consumer-price surges as the main risk of excessively loose monetary supply.
Applying for new credit temporarily lowers your credit score, and having too much available credit is also considered a warning sign.
This week, the theme in various publications was the lack of available credit for small businesses, with plenty of anecdotal evidence.
However, opening a lot of accounts in a short period of time to increase your available credit could actually hurt your score.
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High unemployment rates and lack of available credit will not help car sales, notes David Joy, chief market strategist at RiverSource Investments.
Cheap and more widely available credit has led to favorable financing deals, and high vehicle-resale values have helped dealerships push cheap leases.
With credit you have some time, while only diminishing the available credit.
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The amounts you owe on credit cards and to lenders, as well as the proportion of those amounts to available credit are considered.
Of this group, 59 percent say they did not make a purchase due to the amount of money or available credit in their bank account.
Smith then purportedly called the customer service numbers at the retail stores to confirm that the victims had credit accounts and to determine the available credit limit.
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The market for cosmetic surgery extends surprisingly far down the income scale, thanks to readily-available credit (nips and tucks can often be paid for in ten instalments).
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Most available credit is being gobbled up by the conglomerates.
Two-thirds of mobile banking users say they used their mobile phone to check an account balance or available credit before making a large purchase in the past twelve months.
"If all of a sudden you go from using 35% or 40% of your available credit to 90%, that's going to have a huge effect on your credit score, " says Weber.
More than 90% of parents didn't pick that choice, and they were right: A small balance by itself shouldn't affect a score unless it uses up much of your available credit.
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While these cards do provide some measure of flexibility, their ambiguous credit limits create the potential for consumers to exhaust all of their available credit and for cards to be declined unexpectedly.
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While the Senate is selling this as a win-win for the American consumer, the unintended consequences for consumers are being swept under the rug, including a likely reduction in available credit cards at a time when many need credit to pay their bills.
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The movies are streamed, not downloaded, and available by credit card purchase to U.S. customers only.
Still, the amount of available new credit is just half of its prerecession level, according to the latest figures from Equifax.
Member-funded discounts are available for credit card companies, fund-raising projects and other entities to provide money-saving opportunities for the customers in question.
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