我们历经十五年的时间还清了抵押借款。
该计划生效所需的投资者信心提振将需要时间——罗森说,这仍需要他购买食品和每月支付抵押贷款的时间。
The boost in investor confidence needed for the plan to work will take time—time that Rosen says still requires him to buy food and make monthly mortgage payments.
而且没有固定的到期日:几时能收回钱是不知道的,因为人们支付他们的抵押贷款时间是不可预测的,这个时间举例来说,当他们决定出售他们的房子的时候。
There's certainly no fixed maturity date: Money shows up in irregular chunks as people pay down their mortgages at unpredictable times-for instance, when they decide to sell their house.
The history of mortgages is that they have generally over time gotten more easy on loan-to-value ratio and also on maturity.
从抵押贷款的历史来看,随着时间推移,抵押贷款,对于贷款价值比和期限越来越宽松
It used to be that mortgages had what's called a balloon payment at the end.
曾有一段时间,抵押贷款中有期末大额偿还制度
But if most people who are good borrowers, who know what they're doing, want these, they want a conventional thirty-year mortgage because it will fix a mortgage payment for the rest of the thirty years and you have nothing to worry about.
但是如果大多数人是优质借款人,他们知道自己在做什么,他们会选择普通30年期抵押贷款,因为在剩余的30年时间里,抵押贷款的偿付是固定的,你不需要为它担心
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