房产抵押是指产权所有人以房契作为抵押，取得借款按期付息。房屋产权仍由产权所有者自行管理，债权人只按期取息，而无使用管理房屋的权利，待借款还清，产权人收回房契抵押即告终结。如债务人不能履行债务，则债权人有权依法处分抵押房屋，并在处分抵押房屋所得价款中优先受偿。提供抵押房屋的当事人称为房屋抵押人，接受抵押房屋的原债权人称为房屋抵押权人。房屋抵押人必须具有完全的民事行为能力，无民事行为能力和限制民事行为能力的人不得设定房屋抵押。
网络释义专业释义
[八卦江湖]大家救救我 我真的不知道该怎么办了？_娱乐八卦_天涯社区 关键词】 未成年人 房产抵押 无效 [gap=585]Key Words】 Infant，building property mortgage，invalid
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短语
房地产抵押 real estate mortgage ; deposit of real estate ; mortgage on real estate
资本释放房产抵押贷款 HOME EQUITY RELEASE MORTGAGE
商业房产抵押贷款证券 CMBS ; Commercial Mortgage-Backed Securities
房地产抵押权人 real estatepledgee
房地产抵押人 real estate pledge-or
房地产抵押贷款 Real Estate Mortgage Loans
房地产抵押公司 Mortgage Meltdown
房地产抵押银行家 Mortgage Banker
双语例句原声例句
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银行总是愿意以房产抵押发放贷款。
Banks are almost always willing to lend against the security of property.
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如果你有房的话，你可以将房屋抵押或得到房产抵押贷款。
If you are a homeowner, you can use your home as collateral and perhaps take out a home equity loan.
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相对于收入和房产抵押的价值，美国，英国和其他国家债务过高。
America, Britain and others took on debts that now look steep compared with incomes and the value of the homes against which much of the money was borrowed.
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They are borrowers that are thought, by the various models, to be likely to fail to pay on their mortgage and to have to be foreclosed; often low income, but also they're people with poor credit histories.
通过一些模型的计算,这些借款人,很有可能无法偿付贷款,抵押房产会被贷款人收回,借款人通常属于低收入人群,而且这些人没有很好的信用记录
应用推荐
$firstVoiceSent
- 来自原声例句