这样可以更方便的保护你个人的贷款记录。
It can also make it easier to preserve your own, separate, credit history.
银行要查询借款人公开的贷款记录来认定是否为二套房贷款。
Banks rely on the public credit registries system to define whether a loan is for a first house or a second house.
如果没有，而且你想用你配偶的贷款记录去建立你自己的，请告诉贷款人将你们的名字共同体现在帐户上。
If not, and you want to use your spouse's credit history to build your own, write to the creditor and request the account be reported in both names.
在应用工作流的将来流程中，我们将贷款记录中的信息整合到一个屏幕上，这样他们可以随手得到进行决策所需的全部信息。
In the To-Be process with workflow applied, we consolidate the information from the loan record onto one screen so they can have everything they need to make their decision right at their fingertips.
在另一个积极的信号，国富银行表示在商业和消费者新增贷款上升百分之17，这是银行历史第二高水平的贷款记录。
In another positive sign, Wells said it saw a 17 percent increase in new loans to businesses and consumers as mortgage applications reached the second-highest level in the bank's history.
首先，很重要的一点是，要记住，找到借款人绝不是发起贷款过程中难度较高的一部分，尤其当那些目标为不良贷款记录者时；
First, it is important to remember that finding borrowers is never the hard part of the loan origination business, especially one geared toward making loans to people with poor credit histories;
“次级借款人”指的是，那些信用记录较差的借款人，或在其他方面显示，他们很可能无力偿还贷款。
A "subprime borrower" is somebody who has a poor credit history or some other indication that would suggest that they might not be able to repay the mortgage.
如果你有足够的财务记录，你就准备好了审计，准备好了申请家庭贷款，以及准备好了证明任何人要求的任何事。
If you have adequate financial records, you're prepared for an audit, prepared to apply for a home loan, and prepared to verify anything that anyone might claim.
批准贷款后，必须对其进行初始化、配置、结算并记录。
After the loan has been approved it must be initiated, configured, settled and recorded.
如果越多的风险能够被校准，那么在交易账户中以资本费用低于正常贷款而在交易账户中记录被出后或持有的可转换债券的机会就越多。
The more that risk could be calibrated, the greater the opportunity to turn debt into securities that could be sold or held in trading books, with lower capital charges than regular loans.
官方已经在今年提高存款准备金比例6次了，同时从记录的水平上提高了贷款。
Officials have raised bank reserve ratios six times this year and trimmed loan growth from record levels.
做为一个没有助学贷款，没有汽车贷款，没有抵押的大学生，信用卡已经帮助我“进入这个系统”，并且建立了一个强健的信用记录。
As a college graduate with no student loan, no car repayments, and no mortgage, credit CARDS have helped me 'get into the system' and build a strong credit profile.
一旦没有了贷款，你的信用记录很可能会提升。
Once your loans are gone, your credit score will likely improve.
但是，有购房意向的人们可能仍然难以获得抵押贷款，即使他们的信用记录无可指摘。
But people who want to buy homes may continue to struggle to get mortgages, even if they have excellent credit.
次级借款人“指的是，那些信用记录较差的借款人，或在其他方面显示，他们很可能无力偿还贷款，也就是说他们很可能违约。”
A "Subprime borrower" is somebody who has a poor credit history or some other indication that would suggest that they might not be able to repay the mortgage — they might default.
迄今为止，造成的主要损害集中在次优抵押贷款市场，这种贷款主要借给那些收入太低或者信用记录不良，以至于没有资格获得普通抵押贷款的人。
Most of the damage so far is in the "subprime" mortgage market, which lends to people whose income is too low, or whose credit history too patchy, to qualify for an ordinary mortgage.
贷款处理部门的资源然后存档书面材料并更新客户历史记录。
The resource from loan processing then files away the paperwork and updates the customer history.
可是，贷款机构把我们的联名账户记录给我看时，我发现克拉丽莎的卡上欠了两千美元。
But when the mortgage lender showed me our joint credit report, I saw that Clarissa had a couple of thousand dollars on her own card.
由于没有及时提高房地产泡沫中的利率水平，其放松银根政策使得金钱流向每一个高风险、无借贷记录的贷款申请者。
By not raising rates quickly enough in a real estate bubble, Easy al helped let the money flow to every high-risk, no document loan applicant extant.
三分之二的抵押贷款的借款人有良好的信用记录和固定的利率，他们拥有的房产价值远高于他们的借款。
Two-thirds of mortgage borrowers enjoy good credit and a fixed interest rate and can depend on the value of their houses remaining far higher than their borrowings.
次级贷款者是指那些因为不良信用记录而经济有限的人。
Subprime borrowers were by definition people of limited means with poor credit histories.
这些公司收集个人所有信贷使用记录，包括账单支付，抵押贷款和信用卡。
The companies collect a history of all credit use by an individual, including payment of bills, mortgages, and credit CARDS.
贷款者会只需要比那些已经建立信用记录的人多交一些利息。
Borrowers are then charged little more interest than those with an established credit history.
一季度9.1%的借款者至少拖欠了一次贷款的偿还，这创下了新的记录。
A record 9.1% of borrowers had missed at least one payment by the first quarter of this year.
手机银行方案还包含小额贷款，扩展了信贷渠道，而且能够建立贷款人的信用记录。
M-banking schemes can be combined with microfinance loans, extending access to credit and enabling users to establish a credit history.
手机银行方案还包含小额贷款，扩展了信贷渠道，而且能够建立贷款人的信用记录。
M-banking schemes can be combined with microfinance loans, extending access to credit and enabling users to establish a credit history.
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