这样可以更方便的保护你个人的贷款记录。
It can also make it easier to preserve your own, separate, credit history.
一旦没有了贷款，你的信用记录很可能会提升。
Once your loans are gone, your credit score will likely improve.
贷款者会只需要比那些已经建立信用记录的人多交一些利息。
Borrowers are then charged little more interest than those with an established credit history.
银行拒绝给他贷款，因为他有不良记录。
The bank refused to loan him the money, because he had a bad record.
这些贷款是提供给那些信贷记录不良的人的。
如果你有一个坏的信用记录，然后得到贷款并不是很容易的。
If you have a bad credit history then getting a loan is not very easy.
纵然企业或信用记录差的人也可能有资格通过我们获得贷款。
Even a business or person with poor credit history may qualify for a loan through us.
你曾经是否有贷款违约的记录？。
你的信用记录是次级的，不能申请到最低的贷款利率。
Your credit history is considered subprime, not good enough for the lowest interest rates available.
相反，贷款人依赖于盲目的信念和过去的贷款表现记录。
Instead, lenders rely on blind faith and past credit performance history.
相反，贷款人依赖于盲目的信念和过去的贷款表现记录。
Instead, lenders rely on blind faith and past credit performance history.
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