更重要的是，他知道作为一家保险公司，AIG不像银行一样受到资金准备金方面累赘规则的限制。
More important, he knew that, as an insurance company, AIG was not subject to the same burdensome rules on capital reserves as Banks.
最重要的是，他们指定了保险公司必须持有多少准备金。
The most important thing that these do is: they specify what reserves insurance companies have to hold.
保险公司必须持有准备金，可以提取更多准备金，这叫做法定盈余。
An insurance company must hold the reserves; it can hold more and that's called the statutory surplus.
讨论了以一对夫妻作为被保险人，投保养老金(附死亡)保险时，其纯保费和责任准备金的计算问题。
The problem is dealt with of calculating a couple's net premium and reserve when they are insured against pension annuity (including death insurance) as insurants.
在人寿保险的纯保费及理论责任准备金的计算中，死亡率一般依据生命表，利息率一般采用固定利率。
When calculating the pure premium and theory premium reserve in life insurance, the mortality is usually bases on life table, and the interest rate is usually fixed.
未决赔款准备金的估计对于保险公司而言非常重要。
It is very important for the general insurers to estimate the outstanding loss reserve.
从逻辑上说，存款保险制度与差别存款准备金率制度之间并不存在替代的可能性。
Logically, there is no possibility for the substitution of deposit insurance system for difference reserve ratio system.
非寿险公司的保险业务收入、保险业务成本和准备金如何在税务处理上选择计量基础和计量方法，决定了承保所得的释放速度与程度。
The released degree of underwriting income from non-life insurance companies is determined by how to chose the accounting base and method of premium income, including insurance costs and reserves.
寿险责任准备金，是指保险人为尚未终止的人寿保险责任提取的准备金。
The term "reserves for life insurance liabilities" refers to the reserves made by an insurer for unexpired life insurance liabilities.
其中，对于机动车辆法定第三者责任保险，应当采用三百六十五分之一法评估其未到期责任准备金。
With respect to statutory third-party liability insurance for motor vehicles, it shall adopt the 1/365 to evaluate the unearned premium reserves.
在第6章，考虑到在人寿保险的纯保费及理论责任准备金的计算中，死亡率一般依据生命表，利息率一般采用固定利率。
In chapter 6, considering the pure insurance premium and the calculation of net premium reserves death rate is due to life table, rate of interest is taken by fixed rate of interest.
未到期责任准备金，是指保险人为尚未终止的非寿险保险责任提取的准备金。
The term "unearned premium reserves" refers to the reserves made by an insurer for unexpired non-life insurance liabilities.
保险资金包括自有资金和外来资金两部分，具体包括资本金、公积金、保证金、各类准备金及其他资金等。
The insurance fund includes internal capital and external capital, which are registration capital, accumulation fund, security, reserve and other fund.
未到期责任准备金作为财产保险公司的主要负债内容，其计提准确性对保险监管部门客观评价保险公司的偿付能力状况有着较大的影响。
The unearned premium reserve is the main liability of non-life insurance company and its veracity has great influence on the solvency evaluation by insurance regulation department.
具有分离基金的保险产品的责任准备金提取有别于传统的精算方法。
Reserving for segregated fund insurance contracts are difference from traditional actuarial method.
健康保险责任准备金是保险公司针对其承担健康保险业务引起的已有或未来负债而建立的基金。
Health reserves is a kind of fund that was established for the existing or future health policies liabilities.
因此他们…也就是说，他们不放心让保险公司按照二项式定理，自己计算准备金要求。
So they--in other words, the insurance company--doesn't trust the insurance companies to do the calculations like I showed with the binomial theorem.
实证结果表明，目前湖南地区种植业保险巨灾准备金提取比例较低，但巨灾准备金触发条件设定合理。
The empirical results indicated that the statutory catastropher eservin gratio for Hunan crop insurance was relatively low, but the trigger for utilizing the reserves was reasonable.
然后，结合湖南省水稻种植保险保费数据，提出湖南省种植业保险巨灾准备金提取比例测算方法。
Finally, combined with the premium data, the article put forward a methodology to calculate the catastrophe reserves.
而偿付能力的内容包括资本金、保险责任准备金、保险保证金、保险保障基金、总准备金和最低偿付能力额度等。
Solvency of an insurance company is composed of capital, reserve, guaranteed funds, free reserve and minimum solvency margin.
为确保保险事业提存准备金即使在极不利的环境之下仍能充分支应所有有效保单未 来之责任，多年以来ING集团提拨之保险责任准备金乃是采用相当严谨之90%信用区 间并且每年评估。
For many years ING has applied an annual test to assess whether insurance reserves are adequate to meet the estimated future payments on in-force policies using a prudent 90% confidence level.
链梯法是广泛应用于提取未决赔款准备金的一种方法，这种方法由于原理简单、操作简便而受到了保险公司的青睐。
Chain ladder method has been widely used in loss reserving, it is very simple, and many insurers prefer the method.
本文以湖南省水稻种植保险为例，研究了湖南省农业保险巨灾风险保费准备金提取比例和触发条件。
This paper studied the reserving ratio and triggering criteria for catastrophe risks of agricultural insurance, taking the rice planting insurance in Hunan province as an example.
未决赔款准备金是保险公司责任准备金中最重要的部分，也是准备金精算师日常工作的主要部分。
The outstanding claim reserve is the most important part of reserves. The actuaries in the insurance companies pay most time in estimating the outstanding claim reserves.
有前条第二款情事发生，其保险费已付足一年以上者，保险人应将其保单价值准备金给付与应得之人。
Where subparagraph 2 of Article 20 applies and the premium has been paid for over one year, the insurer shall make the policy value reserve payable to whomsoever is so entitled.
有前条第二款情事发生，其保险费已付足一年以上者，保险人应将其保单价值准备金给付与应得之人。
Where subparagraph 2 of Article 20 applies and the premium has been paid for over one year, the insurer shall make the policy value reserve payable to whomsoever is so entitled.
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