加大信贷损失拨备也影响了最近的利润。
Higher provisions for credit losses have also eaten up profits recently.
不过，该行至少可以将投行业务的利润用于贷款损失拨备。
At least, however, the bank can funnel investment-banking profits into loan-loss reserves.
如果租赁后返还的汽车价格下跌，丰田可能需要计提更多拨备。
Toyota may have to put aside more reserves if the value of autos coming off leases declines.
与上年同期数字相比，贷款坏账拨备几乎整体减半，降至75亿美元。
The charge almost halved overall, falling to $7.5bn year-on-year.
公司的不锈钢产品和原材料库存较低减值拨备较预期业绩的主要原因。
Companies stainless steel products and raw materials inventory impairment provision of lower-than-expected performance was the main reason.
深发展对此的解释是“一次性的大额拨备与历史不良贷款核销”导致。
Deep development is to this explanation " one-time big equipment and batch of history are bad loan cancel after verification " bring about.
他还说，在必要情况下，银监会将减少银行的资产级别和增加它们的拨备。
He added that where necessary the regulator would downgrade assets and increase provisions.
巴菲特反对要求伯克希尔公司拨出数十亿美元资金为已签署的金融衍生品合约拨备的规定。
Buffett is against provisions that would require Berkshire to set aside billions in capital to cover derivatives contracts it has written.
新的拨备覆盖率要求不仅做实了利润和资本，同时也限制了高风险贷款的增长。
New coverage ratio requirements not only increase Banks' capital quality, but also dissuade risky volume growth.
波动性股市的平均历史回报率，是计算资金成本和未来养老金负债拨备的重要数据。
The average historic return on the volatile equity market is central to calculations of the cost of capital and provision for future pension liabilities.
如，银行目前对房地产贷款仅提取1%的拨备，而在信贷紧缩前，银行提取2%。
For example, Banks currently have to place in reserve only 1% of a real - estate loan's value. Before the credit crunch, they were putting 2% aside.
贷款损失拨备覆盖率大幅提高，城市商业银行贷款损失拨备覆盖率也达到114%；
The loan loss preparation coverage fraction enhances largely, city commercial banks loan loss provisions also achieves 114%;
由于信贷市场的问题不断，银行的损失可能加剧，导致银行业将出现更多的资产拨备。
As problems in credit markets unfold, this could amplify bank losses, and may lead to further write-downs.
本文首先从商业银行风险管理和会计理论角度研究分析了建立风险拨备制度的理论基础。
The paper begins with an analysis of the theoretical base for establishing the system of provision against risks from the point of view of risk management by commercial Banks and accounting theory.
企业还可能在年初拨备更多的资金用于发放薪酬，以便避免资金不足，晚些时候再减少这些资金。
Companies may also set aside more money for compensation at the beginning of the year, in order to avoid shortfalls, and ratchet back later.
美联储可以根据这个数据做出诊断吗？追踪企业税项拨备的公司警告称，这种就业增长似乎已经停止。
Can the Fed rest its diagnosis on this data? Firms tracking the money companies withhold for tax purposes warn that job growth seems to have stopped.
美国银行业监管机构已经确认，不会因评级下调而要求银行提高损失拨备。银行业持有大量美国国债。
U. S. banking regulators have confirmed that the downgrade will not force banks, which have big Treasury holdings, to raise any more capital as a cushion against losses.
当某公共货物是纯善的，公共货物以引人注目的形式呈现出拨备不足时，不纯善的产品的供给也有问题。
While the under-provision of public goods takes its most dramatic form when the public good is "pure", the provision of less-than-pure public goods is also problematic.
至少通过选择更多实物支付票据，即将所欠利息转化为资本，银行或许能够尽可能减少就所放弃利息支付进行的拨备。
At least by opting for more PIK notes, that capitalise interest owing, Banks may be able to minimise provisions on interest payments foregone.
花旗银行的西蒙·萨缪尔森(SimonSamuels)宣称，如果事情在任何地方变得和以前一样糟，银行的拨备前收益还会更大程度的下降。
If things turn out anywhere near as badly as before, says Simon Samuels of Citigroup, Banks' pre-provision returns have a lot further to fall.
比如波兰，没有像他的邻国捷克和斯洛伐克那样，直到1993年才对银行进行了私有化，在私有化之前波兰还对银行资本标准，坏账拨备做出了规定。
Unlike its Czech and Slovak neighbours, for instance, Poland did not privatise its Banks until 1993, after it had imposed capital standards and requirements for loan-loss provisioning.
但是，银行报表中的收益并不是类似销售额这样的“硬数据”。这些收益在很大程度上取决于银行拨备的，用来弥补预期未来贷款损失的资金额度。
But a bank's reported earnings aren't a hard number, like sales; for example, they depend a lot on the amount the bank sets aside to cover expected future losses on its loans.
但是，银行报表中的收益并不是类似销售额这样的“硬数据”。这些收益在很大程度上取决于银行拨备的，用来弥补预期未来贷款损失的资金额度。
But a bank's reported earnings aren't a hard number, like sales; for example, they depend a lot on the amount the bank sets aside to cover expected future losses on its loans.
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