加大信贷损失拨备也影响了最近的利润。
Higher provisions for credit losses have also eaten up profits recently.
如果租赁后返还的汽车价格下跌，丰田可能需要计提更多拨备。
Toyota may have to put aside more reserves if the value of autos coming off leases declines.
银行应保持适当的拨备水平以应对可能发生的损失。
The Bank shall maintain appropriate provisions against possible losses.
不过，该行至少可以将投行业务的利润用于贷款损失拨备。
At least, however, the bank can funnel investment-banking profits into loan-loss reserves.
与上年同期数字相比，贷款坏账拨备几乎整体减半，降至75亿美元。
The charge almost halved overall, falling to $7.5bn year-on-year.
巴菲特反对要求伯克希尔公司拨出数十亿美元资金为已签署的金融衍生品合约拨备的规定。
Buffett is against provisions that would require Berkshire to set aside billions in capital to cover derivatives contracts it has written.
新的拨备覆盖率要求不仅做实了利润和资本，同时也限制了高风险贷款的增长。
New coverage ratio requirements not only increase Banks' capital quality, but also dissuade risky volume growth.
波动性股市的平均历史回报率，是计算资金成本和未来养老金负债拨备的重要数据。
The average historic return on the volatile equity market is central to calculations of the cost of capital and provision for future pension liabilities.
如，银行目前对房地产贷款仅提取1%的拨备，而在信贷紧缩前，银行提取2%。
For example, Banks currently have to place in reserve only 1% of a real - estate loan's value. Before the credit crunch, they were putting 2% aside.
由于信贷市场的问题不断，银行的损失可能加剧，导致银行业将出现更多的资产拨备。
As problems in credit markets unfold, this could amplify bank losses, and may lead to further write-downs.
本文首先从商业银行风险管理和会计理论角度研究分析了建立风险拨备制度的理论基础。
The paper begins with an analysis of the theoretical base for establishing the system of provision against risks from the point of view of risk management by commercial Banks and accounting theory.
企业还可能在年初拨备更多的资金用于发放薪酬，以便避免资金不足，晚些时候再减少这些资金。
Companies may also set aside more money for compensation at the beginning of the year, in order to avoid shortfalls, and ratchet back later.
但是，银行报表中的收益并不是类似销售额这样的“硬数据”。这些收益在很大程度上取决于银行拨备的，用来弥补预期未来贷款损失的资金额度。
But a bank's reported earnings aren't a hard number, like sales; for example, they depend a lot on the amount the bank sets aside to cover expected future losses on its loans.
周二印度央行(ReserveBank of India)维持利率不变，但出人意外地要求银行增加债券拨备作为储备，从而开启了非常规刺激措施的回收之路。
On Tuesday, India's central bank held interest rates steady but — in a surprise move — began unwinding extraordinary stimulus measures, by requiring Banks to set aside more bonds as reserves.
周二印度央行(ReserveBank of India)维持利率不变，但出人意外地要求银行增加债券拨备作为储备，从而开启了非常规刺激措施的回收之路。
On Tuesday, India's central bank held interest rates steady but — in a surprise move — began unwinding extraordinary stimulus measures, by requiring Banks to set aside more bonds as reserves.
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