因为健康的储蓄率是衡量一个国家长期金融健康状况最可靠的指标之一。
Because healthy savings rates are one of the surest indicators of a country's long-term financial health.
在2005年个人储蓄率降至零之后，去年经济危机的冲击促使人们迅速捂紧钱包。
After the personal-savings rate dipped to zero in 2005, the shock of the economic crisis last year prompted people to snap shut their wallets.
集中于储蓄率本可以避免那个错误。
Focusing on the savings rate would have avoided that mistake.
而储蓄率越高，消费水平也就越低。
And the higher the savings rise so the lower the level of consumption will be.
男女比例与储蓄率之间的关联很简单。
The connection between the ratio of males to females and savings levels is simple.
而更高的储蓄率则意味着更高的税收基数。
And a higher savings rate translates into a higher tax base as well.
过去的高消费率必然导致低储蓄率的结果。
The corollary of high consumer spending has been that savings rates have been correspondingly low.
较高的储蓄率将直接或间接地抑制信贷需求。
Higher savings rates will dampen demand for credit, both directly and indirectly.
这是自愿的但本身会终结储蓄率的显著提高。
It's voluntary, but that in and of itself could end up boosting savings rates significantly.
储蓄习惯对储蓄率变化的驱动力与借贷是相同的。
Changes in the savings ratio are driven as much by borrowing as by saving habits.
相对工人数目，退休工人越多，储蓄率也就越低。
The more retired folk there are relativeto the number of workers, the lower the saving rate will be.
这些举措将继续降低过高的储蓄率，促进居民消费。
These efforts should continue to help boost consumer spending by reducing the excessively high savings rate.
此外，美国居民还有极低的储蓄率和高额的信用卡债务。
In addition, US citizens have a dismally low savings rate and a huge amount of credit card debt.
赤字所反映出来的不是投资率的增加，而是储蓄率的下降。
The deficits reflected a falling saving rate rather than a rising investment rate.
修正后的储蓄率看起来与消费者和抵押贷款存量更加一致。
The new saving rate seems much more consistent with the continuing decline in consumer and mortgage debt outstanding.
但是他们借得更多：以至于他们的储蓄率比德国人的低很多。
But they have borrowed more too: so much more that their savings ratio is much lower than the Germans'.
考虑到这种因素，储蓄率可能还不到最高点，但也不差多少了。
Taking such delays into account, the saving rate may still be shy of its peak, but not by much.
这样的政策会显著降低一国的国民储蓄率和国内投资率（见此）。
Such policies can dramatically reduce a nation's rate of national saving and domestic investment (see this).
如果储蓄率骤增，最大的原因是消费者不愿意或者没有能力借贷。
If the savings ratio is going to jump, it is most likely to be driven by the reluctance or inability of consumers to borrow.
由于收入增加部分的高储蓄率，上述两个因素往往会造成流动性过剩。
Both tend to lead to excess liquidity due to a high savings rate on incremental income growth.
而到了2010年，美国的净国民储蓄率为0，而国内投资率仅为4%。
In 2010, the US net national saving rate was zero and its domestic investment rate was only 4%.
在美国，由于家庭重新积累财富的需要，家庭储蓄率有所上升。
The US household savings rate has risen, driven by the need for US households to rebuild wealth.
的确，中国的居民储蓄约占GDP的20%，与印度的居民储蓄率相似。
Indeed, household savings in China are about 20 percent of GDP, similar to the rate in India.
然而家庭储蓄率也因为健康，教育和养老金的糟糕的公共供给而居高不下。
But household saving is also kept high by the poor public provision of health, education and pensions.
亚洲新兴国家的投资率下降，储蓄率保持高位，而过剩储蓄则流向了国外。
The investment rate in emerging Asia fell, the saving rate stayed high and the excess saving was sent abroad.
报告指出，拉美地区应提高储蓄率，向知识性更强、资本更密集的经济转型。
Latin America needs to increase savings rates and to transition to a more knowledge and capital-intensive economy, says the report.
报告指出，拉美地区应提高储蓄率，向知识性更强、资本更密集的经济转型。
Latin America needs to increase savings rates and to transition to a more knowledge and capital-intensive economy, says the report.
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