Observers say borrowers who took such teaser rates often did not understand what they were signing up for.
观察人士说，接受这类钓饵利率的贷款人往往不懂他们签押的到底是什么。
Historically low interest rates mean extraordinarily cheap mortgages: some buyers can get teaser rates of below 1%.
史上最低利率意味着超廉价的房屋贷款：有些买者可以享受1%以下的初始固定利率。
Low-income people were being given adjustable rate mortgages with very low starter rates, called "teaser rates," " that would be raised in the future.
低收入人群贷款时会享受到刚开始利率巨低的可调利率,但是随着时间的推移利率会慢慢增长“,这就是所谓的“引逗利率。
These teaser loans were done on a “two and 28” basis (with low rates applying for the first two years, and higher rates for the next 28).
这些麻烦的贷款是在“228”的基础上出贷的，也就是出贷后头两年低利率，之后28年高利率。
House prices will surely fall further and defaults increase, as homeowners struggle to cope with higher mortgage rates from "teaser" loans taken out in 2006.
房屋价格肯定会下降，而房贷破产也会上升，而房主也会为2006年贷的“诱惑性”贷款转为高利率房贷而苦恼。
House prices will surely fall further and defaults increase, as homeowners struggle to cope with higher mortgage rates from "teaser" loans taken out in 2006.
房屋价格肯定会下降，而房贷破产也会上升，而房主也会为2006年贷的“诱惑性”贷款转为高利率房贷而苦恼。
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