Observers say borrowers who took such teaser rates often did not understand what they were signing up for.

观察人士说，接受这类钓饵利率的贷款人往往不懂他们签押的到底是什么。

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Historically low interest rates mean extraordinarily cheap mortgages: some buyers can get teaser rates of below 1%.

史上最低利率意味着超廉价的房屋贷款：有些买者可以享受1%以下的初始固定利率。

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Low-income people were being given adjustable rate mortgages with very low starter rates, called "teaser rates," " that would be raised in the future.

低收入人群贷款时会享受到刚开始利率巨低的可调利率,但是随着时间的推移利率会慢慢增长“,这就是所谓的“引逗利率。

youdao

Low-income people were being given adjustable rate mortgages with very low starter rates, called "teaser rates," " that would be raised in the future.

低收入人群贷款时会享受到刚开始利率巨低的可调利率,但是随着时间的推移利率会慢慢增长“,这就是所谓的“引逗利率。

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But a huge of recent loans are adjustable-rate mortgages because of those teaser rates.

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In contrast, teaser rates for most prime ARMs typically last for five years.

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As those teaser rates end, and without the possibility of refinancing, default rates are expected to rise further this year.

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