To avoid this, you may want to charge the borrower the Applicable Federal Rate (APR) as interest.
为了避免这种情况，你需要以适用联邦利率(apr)作为利息向借款人收取费用。
A "subprime borrower" is somebody who has a poor credit history or some other indication that would suggest that they might not be able to repay the mortgage.
“次级借款人”指的是，那些信用记录较差的借款人，或在其他方面显示，他们很可能无力偿还贷款。
These swaps are used to speculate on the likelihood of a borrower repaying its debt.
这些互换是用来对借款人偿还贷款的可能性作投机用的。
A borrower can end the auction as soon as he gets offers for enough money from lenders.
借方只要从贷方那里收到足够的金额就可以终止拍卖。
This is because the certainty that hedging brings to the borrower also comes at a cost.
这是因为套期保值带给借款人的确定性的同时，也需要借款人付出一定的代价。
For a borrower close to the age of retirement, the length of maturity may not exceed the age of retirement (usually 55 for a woman and 60 for a man).
将至退休年龄的借款人，贷款期限不得超过退休年限(一般为女性55岁、男性60岁)。
Personal comprehensive consumer loan is referred to the RMB loan provided to the borrower by the bank, used for designated concrete consumption.
个人综合消费贷款是银行向借款人发放的用于指定消费用途的人民币贷款。
Moreover, IO loans are more likely than others to either be repaid early (if the borrower wins the bet) or to default (if the borrower loses).
此外，相比其他方式，IO的贷方更可能的后果是，要么被提前还款（借款人赢了赌局），要么是被违约（借款人输掉赌局）。
In example 1, the syntax calls the sequence diagram called Retrieve Borrower Credit Report and passes it the parameter SSN.
在例子1中，语法调用叫做RetrieveBorrowerCreditReport的序列图，传递给它参数ssn。
Because the bank knows its borrower better than anyone else, it has the best idea of what the loan is really worth.
因为银行更了解其借款人，它自己对贷款到底有什么价值拥有最好的认识。
Debt, it turns out, can be a liability for the borrower and the creditor, especially when it goes bad.
债务，可以是借款人的责任，也可以是贷款人的责任，特别是当它成为坏债时。
Banks are indeed mirrors of the economy, so Banks' balance-sheets reflect the fact that the typical Westerner is a borrower and the typical Asian a saver.
银行确实是经济的镜子，所以银行的资产负债表反映了这样的事实：西方人一般是借款者，而亚洲人一般是储蓄者。
That makes sense—the loan is secured by a tangible asset that will retain some value if the borrower defaults—but it can also lead to overlending.
这其中确有道理，贷款是以某种一旦借款方违约，仍将保留部分价值的有形资产作为担保，不过它也可能导致过度放贷。
According to Mr Jeanne, debt, including mortgage debt, is like pollution. It imposes costs on others that the borrower fails to take into account.
他认为，债务，包括抵押债务，就像污染一样，债务人考虑不周造成的损失，却是由其他人被迫承担了。
The borrower issues a mortgage , and is known as a mortgage , while the lender is known as the mortgage .
借方提供了抵押，并将其作为抵押，而且贷方也认可了这个抵押。
That at any rate is the market view, according to the price of a credit-default swap which pays out if the borrower defaults (see chart).
至少，这是市场的看法，这是根据如果借款人违约而需要支付的信用违约掉期的价格而得出的结论（见图表）。
If the borrower defaulted, the Bank would first use up the money paid in by its member countries, then call on them to contribute more.
如借款人资不抵债，银行首先用其成员国缴纳的资金全力给予支持，然后要求其成员国再追加认购股金。
The suit describes numerous instances of what looks like brazen borrower fraud, including the listing on loan applications of fictitious employers.
此次诉讼列举了无数无耻骗贷的例子，其中包括伪造雇员贷款申请的列表。
If the debt is secured against assets, then the borrower may be forced to sell.
如果债务是以资产作为担保的，那么债务人就有可能被迫出售资产。
To accept responsibility for repayment obligations under a loan contract if the borrower is unable to meet the loan obligations.
如果借方不能履行还款义务，保证承担贷款合同下的还款义务。
The actual cash shortfall is usually not that important: the borrower can simply raise the additional money at a later date.
实际的现金不足通常不是那么重要：借款人可以在晚些日子再筹措资金。
But if it becomes too intrusive, the borrower will walk away.
但是如果它过份侵扰，借款人就会走开。
Or the American foreclosure scams which claim to help indebted homeowners but simply bilk the borrower for more fees and bring forward their eventual eviction.
再如美国取消回赎权诈骗，声称帮助负债业主，但不过是从借款人那里诈骗更多佣金，最终造成他们背井离“家”。
As one would expect; in an IO mortgage the borrower isn't paying down principal, so the only way to come out ahead on the sale of the home is in the event of a substantial price increase.
正如人们所预料的，如果在一个IO按揭中借款方不偿还本金，那么在国内市场中最终盈利的唯一方式是出现实质性的价格上涨。
The rules might be of the form: If borrower has income above X, debt less than Y, and a credit score above Z, the borrower qualifies for a given loan amount.
规则可能是这样的：如果借款者的收入大于X，债务小于Y，并且信用度为Z，那么他就符合特定额度的贷款条件。
The practical effect is that the borrower pays a much higher interest rate than the official, heavily regulated interest rate for loans, usually 7 or 8 percent.
实际上，这样做法是让借贷者偿还比常规贷款更多的利息，常规贷款利息一般在7或8个百分点。
The practical effect is that the borrower pays a much higher interest rate than the official, heavily regulated interest rate for loans, usually 7 or 8 percent.
实际上，这样做法是让借贷者偿还比常规贷款更多的利息，常规贷款利息一般在7或8个百分点。
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