To avoid this, you may want to charge the borrower the Applicable Federal Rate (APR) as interest.

为了避免这种情况，你需要以适用联邦利率(apr)作为利息向借款人收取费用。

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A "subprime borrower" is somebody who has a poor credit history or some other indication that would suggest that they might not be able to repay the mortgage.

“次级借款人”指的是，那些信用记录较差的借款人，或在其他方面显示，他们很可能无力偿还贷款。

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Personal comprehensive consumer loan is referred to the RMB loan provided to the borrower by the bank, used for designated concrete consumption.

个人综合消费贷款是银行向借款人发放的用于指定消费用途的人民币贷款。

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The goal is to reduce monthly payments for five years to no more than thirty-one percent of the borrower's monthly income.

VOA: special.2009.02.20

And like any shrewd borrower, Milton promises that the credit extended will prove an excellent investment.

就像那些精明的借贷人，弥尔顿保证这将是一个,收益很好的投资。

耶鲁公开课 - 弥尔顿课程节选

Subprime refers to mortgages, which is not the subject of today's lecture, but a subprime mortgage is a mortgage issued to a borrower who is not considered prime--not a good risk.

次贷指的是次级抵押贷款,这不属于今天的讨论范围之内,次级抵押贷款是发放给特殊借款人的,他们不是优质客户,也就是说风险较大

耶鲁公开课 - 金融市场课程节选

The second section provides that the forgiveness of debt counts as income to the lucky borrower unless the borrower is insolvent.

FORBES: Windfall

The borrower saves money and the lender is paid off faster, yet lenders have the option to make the excuse that the borrower does not qualify.

FORBES: American Dream Of Homeownership Fading. Rejoice.

The lender can foreclose on the property, and then go sue the borrower for the deficiency.

FORBES: Foreclosure, Deficiency Judgments and the Perils of Anti-Deficiency Statutes