超过保险价值的，超过部分无效。
超额投保是指保险金额高于保险价值。
Excess number insure to mean the amount covered is higher than insured value.
对重复保险保险金给付的上限标准应以保险价值为限更为科学。
It should be more scientific for the upper limit standard paid to repeating the insurance premium within the limit of insurance value.
不足额投保是指保险合同约定的保险金额低于保险价值。
The amount covered that the shortage effect an insurance means that the insurance agreement stipulates is lower than insured value.
《保险法》第三十九条规定：保险金额不得超过保险价值；
《Insurance law 》third 19 regulation rules settle:The amount covered can not exceed insured value;
第二百一十九条保险标的的保险价值由保险人与被保险人约定。
The insurable value of the subject matter insured shall be agreed upon between the insurer and the insured.
保险价值是保险标的出险时在国内合法金融机构可以兑现的价值。
Insured value means the value of Money cashable at domestic legally-established banking institutions at the time of loss.
保险人与被保险人未约定保险价值的，保险价值依照下列规定计算。
Where no insurable value has been agreed upon between the insurer and the insured, the insurable value shall be calculated as follows.
换句话说，将房屋的保险价值低估于其实际价值，以此来防范道德风险。
In other words, lower the amount insured below the actual value of the house to prevent moral hazard.
超额投保是指保险金额高于保险价值。 也就是保险金额高于实际价值。
The amount covered that the shortage effect an insurance means that the insurance agreement stipulates is lower than insured value.
在其他保险中，保险价值是保险单生效时被保险人处于风险中的金额加上保险费用。
In insurance on any other subject-matter, the insurable value is the amount at the risk of the assured when the policy attaches, plus the charges of insurance.
《保险法》第四十条规定：重复保险中，各保险公司的赔偿金额的总和不得超过保险价值。
"Insurance law" the number 40th regulation rule settle: in the overlapping insurance, the sum of the damages of each assurer can not exceed insured value.
保险金额低于保险价值的，在保险标的发生部分损失时，保险人按照保险金额与保险价值的比例负赔偿责任。
Where the insured amount is lower than the insured value, the insurer shall indemnify in the proportion that the insured amount bears to the insured value.
银行仍然会从你的账户中挖掘数据，以便向你出售金融产品，包括一些没有价值的东西，比如信用保险和信用卡保护计划。
Banks will still be mining data from your account in order to sell you financial products, including things of little value, such as credit insurance and credit-card protection plans.
客户们被告知的是他们的保险单到期时的价值，不是现在的价值。
Customers are told what their policies will be worth on maturity, not what they are worth today.
卡普萨利斯说：“20世纪70年代以来，档案管理流程已经发生了翻天覆地的变化，我们会把价值很高的文档存放在一个保险箱中，甚至连我都无法打开。”
"Archiving practices have changed greatly since the 1970s," says Kapsalis, "and we keep our high value documents in a safe that I don't even have access to."
如果你预期一项债券(有可能是受一系列抵押资产支持的债券)将出现违约，你可以购买保险，以弥补债券价值的损失。
If there is a bond that you expect to go into default (it might be a bond backed by a collection of mortgages), you can buy insurance against the resulting loss in the bond's value.
为了这种保险可以持续生效,你每年都要缴纳保费,保费不产生现金价值
This is insurance that you pay each year for insurance in that year and it does not build a cash value.
有些细节虽然从保险公司的角度看是必需的，但是如果不会为我们的讨论增添价值，我们将省略这些细节。
Some details, while necessary from the insurance company's perspective, will be omitted if they don't add value to our discussion.
像你买其他种类汽车一样，你必须考虑原始购买成本，再出售价值和燃料费用、维护费用和保险费用。
You'll need to consider initial purchase price, resale value and the costs of fuel, maintenance and insurance -- as you would when buying any other car.
而如果能通过这样一桩交易获得一家一流的跨国保险公司的运营诀窍，中国买家也会看到其中的价值所在。
And a Chinese buyer might see the value of such a deal if it offers access to the know-how of a first-rate multinational insurance company.
另外，通货膨胀推高了货物价值，所以保险费用也在上涨。
And because inflation is pushing up the value of cargoes, insurance costs are going up as well.
若司机所有之汽车转售价值低，其诈骗保险的可能性就相对较高。
Drivers of cars with low resale values are proportionately more likely to file fraudulent claims.
然而这段期间，美国工作者的中等实质所得(注二)停滞不前，但是健康保险的名目价值(注三)却节节高升。
All this happened during a period when American workers' median real incomes stagnated (though the notional value of any health insurance would have risen steeply).
然而这段期间，美国工作者的中等实质所得(注二)停滞不前，但是健康保险的名目价值(注三)却节节高升。
All this happened during a period when American workers' median real incomes stagnated (though the notional value of any health insurance would have risen steeply).
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