到明年夏季之前，利率将降至2.5%，但银行为了重建自己的资本和利润基础，不愿意以更低的利率提供贷款。

Interest rates are cut to 2.5% by the summer, but Banks do not pass the lower rate on to borrowers in order to rebuild their profits and capital bases.

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本文以市交通银行蛇口支行为案例，在对该支行深入调查和研究的基础上，用PEST方法，分析了该支行个人理财业务营销的宏观环境；

This article based on investigation of the Shekou branch of Bank of Communication, use PEST model to analyzed the personal investments services of the bank's macro-economical environment;

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本文以不完全契约理论与社会责任理论为基础，构建以银行为主体的关键利益相关者治理模式下的治理框架。

In this thesis, based on incomplete contract theory and social responsibility theory, it builds a framework of governance mode, within which Banks dominate as the main body of key stakeholders.

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本文以不完全契约理论与社会责任理论为基础，构建以银行为主体的关键利益相关者治理模式下的治理框架。

In this thesis, based on incomplete contract theory and social responsibility theory, it builds a framework of governance mode, within which Banks dominate as the main body of key stakeholders.

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