Certainly bad loans at Chinese Banks and massive off-balance sheet debt in the financial sector are legitimate worries.
当然，在中资银行不良和大规模的资产负债表债务贷款的金融机构是合法的忧虑。
Some “new” loans also represent a shift to the formal banking sector from off-balance sheet vehicles and from the informal loan market which flourished when credit quotas were in place.
一些“新”借贷也显示了从资产负债表外媒介和非正式借贷市场到正规银行部门的转化，而前者在信贷规模形成的时候非常流行。
"The banking sector has made much progress in cleaning up its balance sheet, and recent surveys show that lending standards are starting to ease," Bair said.
拜尔表示：“第二季度，美银行业在清理资产负债表方面所做工作取得了较大进步，而近期调查也发现，贷款标准也开始逐步放缓。”
Some "new" loans also represent a shift to the formal banking sector from off-balance sheet vehicles and from the informal loan market which flourished when credit quotas were in place.
一些“新增”贷款是由表外款项部门和非正规贷款市场（当信贷限制还存在时这个市场异常繁荣）向正规借贷部门转移造成的。
Some "new" loans also represent a shift to the formal banking sector from off-balance sheet vehicles and from the informal loan market which flourished when credit quotas were in place.
一些“新增”贷款是由表外款项部门和非正规贷款市场（当信贷限制还存在时这个市场异常繁荣）向正规借贷部门转移造成的。
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