银行持有抵押权，你必须归还贷款的本息。
The bank would hold that mortgage and you would pay it off, with interest.
借款人可用现金或其在中国银行的存款偿还贷款本息。
Thee borrowers may use cash or deposits with the Bank of China for debt service.
借款人可用现金或其在中国银行的存款偿还贷款本息。
Thee borrowers may use cash or deposits with the Bank of China for debt service.
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