This paper presents a credit risk management models-probability of default (PD) model.
本文主要介绍了一种信用风险管理模型——违约概率（PD）模型。
Through the use of these models, Banks greatly enhanced their risk management ability.
通过这些模型的使用，银行大大提高了自身的风险管理能力。
Through the use of these models, Banks greatly enhanced their risk management ability.
通过这些模型的使用，银行大大提高了自身的风险管理能力。
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