To make matters worse, they say, people are saving more (horrors!) and borrowing less.
更早的是，这些悲观主义者说，人们正在更多的储蓄(真恐怖！)，更少的借贷。
American families are saving more, paying down their debt and borrowing more responsibly.
美国家庭正在存更多的钱，偿还其债务以及更加负责任地借贷。
They have encouraged too much borrowing and too little saving.
他们鼓励了太多的借贷和太少的储蓄。
Borrowing costs paid by Italian Banks and companies are also likely to rise.
意大利银行以及企业支付的借贷成本也有可能上涨。
And yet during that period, America's borrowing costs have fallen.
但是，在那一段时间内，美国的借债成本却是下降的。
Consumers are not only spending less; they're also borrowing less and saving more.
消费者不但缩减开支，他们也更少借贷，更多存钱。
Steps are also being taken to address problems of bank capital and longer-term borrowing.
各国也在采取措施，解决银行资本和长期借款问题。
It will also please ratings agencies and cut borrowing costs.
这同样也会使评级机构满意并且减少借贷成本。
A record of a customer's past borrowing and repaying behavior.
客户以往借贷和还款行为的记录。
The rich world is short of private borrowing and awash with saving.
富裕国家缺乏的是私人贷款与存款的盈余。
So the borrowing will continue. And that poses another problem.
所以，贷款还得继续，而且随之而来的有一个问题。
Borrowing has become harder and more expensive.
借款越难，代价也越高。
She was always borrowing English books and magazines for my brother and me.
她常从图书馆借来英文书籍和杂志给我和我兄弟看。
No way. John is notorious for borrowing money and never paying it back.
不可能。约翰臭名远扬，他从来都是借钱不还的。
She's always borrowing money and forgetting to pay back.
她总是向别人借钱而忘记还给人家。
It is the first and perhaps the most important part of borrowing process.
这是第一个，也许是最重要的部分借款进程。
It has produced important influence on both the borrowing side and the lending side.
借用现象无论对借方还是被借方都产生过重要的影响。
Richard: I can never find my favorite cassettes. Mark and his friends keep borrowing them.
理查德：我从来都找不到我喜欢的磁带，马克和他的朋友总是借走它们。
I think that borrowing pens and paper from work is next door to stealing.
我认为从工作单位借纸和笔用近乎偷窃。
Changes ins culture often come about by borrowing form another culture and by invention.
文化的变化通常是借用另一种文化形式和发明。
The price of borrowing money is interest - and worry.
借钱的代价是利息和忧虑。
You can search for borrowing and returning books, the actual operation.
可以查寻借书还书等实际操作。
Why do we keep borrowing from them and paying all that interest?
为什么我们要向他们借钱并支付利息呢？
Since money was invented, people have been borrowing and lending it.
自从货币出现以来，人们一直在进行货币的借贷活动。
Since money was invented, people have been borrowing and lending it.
自从货币出现以来，人们一直在进行货币的借贷活动。
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