The Bank of Spain maintains that the net effect on the system will be neutral since it is also tightening rules for bad consumer loans.
西班牙银行认为，此举对于体制的净效应是中立的，因为它同时也限制了不良消费者贷款政策。
Last week Santander reported a 21% increase in first-quarter net profits to EURO 1.8 billion largely on the back of a strong expansion in loans and services fees in Europe and Latin America.
上周，Santander称其第一季度的纯利润达到了18亿欧元，同期增长了21个百分点。据报道，它将这一可喜变化主要归功于其在欧洲和拉丁美洲强大的贷款和服务费用的支撑。
Banks' net interest margin 7 - which measures the difference between what lenders pay for deposits and what they collect on loans - fell to the lowest on record in the second quarter at 2.27 per cent.
银行的净息差(银行为存款支付的利率和它们对贷款收取的利率之差)在第二季度降至2.27%的创纪录低点。
Capital used by a particular company in its business. It may refer to net assets but often includes bank loans and overdrafts.
指公司在经营中所动用的资本，可以指净资产，但经常是指包含了银行贷款和透支的资本额。
Banks with more asset allocated for loans and less allocated for interbank borrowings see a higher growth rate of net interest income.
资产更多的配置到贷款以及负债更少的配置到同业负债的银行净利息收入增速高于同业。
Banks with more asset allocated for loans and less allocated for interbank borrowings see a higher growth rate of net interest income.
资产更多的配置到贷款以及负债更少的配置到同业负债的银行净利息收入增速高于同业。
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