They enforced complete sharing and if you belonged to a kibbutz you were completely stuck with the common consumption.

强迫人们绝对共享,如果你是某个集体农场的一员,就彻底受到共同消费的制约。

耶鲁公开课 - 金融市场课程节选

The problem is that if you want to do risk-sharing, you're not, ideally, sharing with someone who's just like you living in Israel, working in a certain agricultural industry-- because there are lots of risks that you've already shared.

如果你真的想要达到风险分摊的效果，理论上说，就不应该只和与你的同伴,比如同住在以色列，一样从事农业的人来分摊-,因为你们承担的许多风险是正相关的。

耶鲁公开课 - 金融市场课程节选

You should be sharing your risks with someone who's completely different-- probably living on the other side of the world in a completely different industry, where the weather, the institutions, and the political situation are completely different.

你应该跟,与你截然不同的人-,也许是住在世界另一端的人,从事毫不相关的行业的人，生活在完全不同的气候，制度，以及政治环境里的人来分摊。

耶鲁公开课 - 金融市场课程节选