He has a new name for it -I think it's called Home Equity Protection Corporation -but almost the same idea.

他已经想出了一个新名字,我想应该是叫做住房资产保护公司,但是这几乎跟房主贷款公司是一样的

耶鲁公开课 - 金融市场课程节选

In fact, our own Senator Christopher Dodd has a bill in Congress right now to bring back the HOLC, basically.

事实上,参议员克里斯托弗·多德,已向国会提交了议案,意思就是要求恢复房主贷款公司

耶鲁公开课 - 金融市场课程节选

Here a householder looks for laborers that he will pay a penny a day.

一个房主想找一些工人，他会给他们一天一便士。

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The homeowner in this case tried to renew his subscription at the scene of the fire.

当时，这位房主,在火灾现场想要续订消防服务。

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HOLC is no longer with us; it was actually set up as a temporary corporation by the government.

房主贷款公司已经不存在了,它事实上只是,一个政府临时设立的公司

耶鲁公开课 - 金融市场课程节选

The FHA went further than the HOLC; they demanded that mortgages be twenty years and also self-amortizing.

联邦住宅管理局比房主贷款公司更进一步,他们约定抵押贷款,可以在20年内进行分期偿还

耶鲁公开课 - 金融市场课程节选

The HOLC said, that's a lot more sensible; so they demanded that that be done.

房主贷款公司认为这样合理得多,因此他们要求这么操作抵押贷款

耶鲁公开课 - 金融市场课程节选

The newspaper article just told the story of a home owner who had subscribed to this company in the past but failed to renew his subscription.

这则新闻对一个房主进行了报道,他曾经是这家公司的会员,但没有去续费。

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The HOLC said, don't worry if they don't pay, we'll pay.

房主贷款公司说,别担心,如果房主不还款,我们来还

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We need--and there's a lot of talk in Congress right now -we need to think about new regulations that protect individuals, much like the regulations that the HOLC and the FHA made.

现在国会里有很多人都在讨论这个问题,我们需要思考关于,能用来保护个人权益的新法规,像房主贷款公司和联邦住宅管理局的制度

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For example, if there's a homeowner who you've lent money to and the homeowner is defaulting on the mortgage, the homeowner might wreck the house -that happens all the time -or they might steal things from it.

比如,如果你贷款给一个房主,但是他违约不还贷,并可能在房子里搞破坏,这种事情经常发生,他们还可能会从房子里偷东西

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