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You wouldn't think that we would rethink all of these things ourselves and then have it different in our state.
各州重新考虑所有问题然后各自立法,这是行不通的
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It's talked about that there should be a federal government regulation of insurance but it's actually state regulators.
也有人认为应该建立国家层面的,保险业监管机构,但现在的情况仍是各州分开监管
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He spent at least two-thirds of his more than, about three-quarters of his time in the northern states.
他至少花费了他旅程的三分之二,可能不止,应该是他旅程的四分之三时间,周游于北方各州
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Recognizing this problem, the insurance commissioners in the various states have decided to form an organization, that's the NAIC, and they hold regular conferences.
在意识到这个问题的时候,各州的保险监督官,就决定去建立一个组织,就是美国保险监督官协会,并定期开会
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The North and the South had roughly, as the Northern and Southern states, the Free states and Slave states, had roughly the same geographic size.
北方和南方大致上,北方和南方的各州有,自由州和蓄奴州的区别,但其地理大小总体上相同
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The problem with the Blue Sky Laws was that they were each state done separately and it was hard for states to manage what were, basically, national businesses.
蓝天法的问题在于,各州的法律都是分开制定的,由各州政府去处理,然而全国性的问题却无从解决
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So, most states would essentially adopt what the NAIC says, otherwise--they're not going to figure it all-- they can't claim to beat--it would be rational to do that.
因此大部分州基本上都会采纳这些建议,不然的话,各州要自己进行全盘考虑,若要推翻保协会的建议,那将是不理智的
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The first wave was in the 1960s and, at that time, Congress had limits-- state governments had limits on the interest that savings banks could pay people on their accounts.
在20世纪60年代,那时候国会限制了...,各州政府给储蓄银行,设定了账户利率的支付上限
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John C. Calhoun, one of the great intellectual architects of Southern distinctiveness or Southern sectionalism, and certainly of Southern States' Rights doctrine, was very much an American nationalist, at least in the early parts of his career.
约翰·卡胡恩,最重要的南方特性学,或南方地方主义知识体系建构者之一,当然也参与了南方各州的权利学说的构建,他是一个典型的美国民族主义者,至少在他职业生涯的早期是
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This is something that's very important in the United States because, as I mentioned, insurance regulation is divided up over the fifty states and the problem that that creates is-- it's a nightmare for insurance companies because every different state has different laws.
在美国,这个协会是非常重要的,因为,就像我所提及的,保险监管被分散到了五十个州,这对任何一个保险公司而言,都是一个噩梦,因为各州法律各有不同
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the different states want corporations to register and therefore the rules are such that they protect the corporation with the poison pills I can't get into all these different things - -stagnant boards, poison pills- and I think if you just change some of that we could be like, for instance, England is much better.
每个州都想让自己的企业注册,所以现在的规则就是,各州都用毒药丸保护企业,我不能干涉所有的这些东西,-没有进步的管理层，毒药丸-,如果你愿意改变其中一些方面的话,我们就会像，例如，英国企业的情况比美国好多了。
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