And we find there's lots of consumer surplus because the prices are really as low as they ever could be.
并且我们发现有很多消费者剩余,因为价格已经不能再低
An insurance company must hold the reserves; it can hold more and that's called the statutory surplus.
保险公司必须持有准备金,可以提取更多准备金,这叫做法定盈余
Consumer surplus, the benefits flowing to consumers lie in between.
消费者剩余,消费者得到的利益介于两者之间
In fact, by the late '90s they're just surplus. -Right.
事实上,90年代末期,甚至还出现了财政盈余,-没错。
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