You have to exclude those causes that generate moral hazard problems for the insurance to work; otherwise, the whole system will fail.

你得将一些,有可能会产生道德风险的情况,排除在外;,否则，整个保险系统就失效了。

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Bentham arrives at this principle by the following line of reasoning: We're all governed by pain and pleasure, they are our sovereign masters, and so any moral system has to take account of them.

边沁是这样论证这一原则的：,我们都受到痛苦和快乐的支配，苦乐是我们至高无上的主宰，因此任何道德体系都应考虑到它们。

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